Email to Ex:

M.,

This morning, it came to my attention that the Home Owners Insurance Policy on the house was canceled on October 9, 2009 by you, according to the insurance company, and a refund check was sent to your attention in the amount of $1193.25.  Since that money was paid with joint marital funds, half of the amount of that check should have been paid to me.  While I recognize your right to cancel the policy as it was in your name, I cannot believe that you placed your children, who live in this house, at risk by not notifying me that it was canceled.  I also do not appreciate that you were not forthcoming in providing me (and ultimately your children) with my fair and legal share of the refunded amount.

Please send a check for 50% of the refund with the children when you return them today so that I can pay for home owners insurance immediately.

S.

His response?

S.

homeowners policy was taken out my name when I no longer had title to the house per insurance company.  Just like the auto policy. This shouldn’t be a surprise and is basic knowledge. I don’t know how you got a mortgage w/out a homeowners policy in your name, very irrespopnsible of you. And it’s not my responsibility to educate you or pay for your insurance.

He cancels it, he pockets the money, he doesn’t tell me that he canceled it, and he says that I AM IRRESPONSIBLE?  What an asshole!